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HOW TO GET A QUOTE
EXCESS LOSS/REINSURANCE
QUOTE REQUIREMENTS
- Location and name of group
- Type of business
- Census that includes D.O.B., gender, dependent status and employee location
- Include zip code if requesting a GeoAccess PPO analysis
- Current carrier effective date (prior carriers if less than 5 years)
- Current rates - Renewal rates
- Current schedule of benefits
- Plan design requested (if different than current plan)
- Details on claims in excess of $10,000 for past 2 years or claimants with "problem" diagnosis
- Two years of claims experience, including related census and plan design
- Current UR & PPO network(s)
- Current Rx card vendor
- If applicable, Life, AD&D schedule (please indicate reduction schedule)
CURRENT EXCESS LOSS PLANS
- Claims and participation by month for past 24 months
- Current specific deductible and contract, i.e.: 12/12 - 12/15 - Paid
- Aggregate coverage:
- Coverage Includes ________ Medical ________ Rx ________ Dental
- Contract __________
- Number of claims per month
- Current Administrative Fee and what is included
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